Most people know that a conviction for a moving violation will usually cause your automobile insurance rates to increase. Maryland's Motor Vehicle Administration utlizes a point system where a conviction for a moving violation will result in points on your driving record. If you receive a total of 5 points in two years, the MVA will require you to do a driver improvement program. If you get to 8 points, the MVA will suspend your license. If you get to 12 points, they will revoke your license.

If you pay a traffic citation, it is the same as a conviction. This is why you should never pay a moving violation. You should always request a trial and go to court.

The District Court publishes the DC-CR-090 which lists all traffic violations and the points they carry:

https://mdcourts.gov/sites/default/files/court-forms/dccr090.pdf

You will note that the points are greater if the citation was related to an accident. You will also see that some tickets do not carry points at all such as driving on an expired registration. Typically, tickets that do not carry points will not affect your insurance rates or driving record. However, in some cases they will so you should consult with an attorney if you are unsure whether to pay a ticket.

Certain classes of drivers have a greater risk if they pay a ticket such as CDL drivers and those with a provisional license. They may face unintended consequences if they pay certain citations. All drivers should be leary of paying any ticket for violating a license restriction which may cause a license suspension.

If you receive a ticket, determine whether it is a moving violation and whether there could be other negative consequences before you pay the ticket. Otherwise, it may cost you in the long run.